:root{
  --navy:#0b1d3a;
  --orange:#ff7a00;
  --white:#fff;
  --muted:#8aa0c6;
  --bg:#f6f8fc;
  --card:#ffffff;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;background:var(--bg);color:#0c1c35;font-family:Inter,system-ui,Arial,sans-serif;line-height:1.5}
a{color:var(--orange);text-decoration:none}
.container{max-width:1100px;margin:0 auto;padding:24px}
.nav{background:var(--navy);color:var(--white);position:sticky;top:0;z-index:10}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px}
.nav .brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700}
.logo{height:36px}
.nav nav{display:flex;gap:16px;align-items:center}
.nav nav a{color:#fff;opacity:.9}
.nav nav a:hover{opacity:1}
.btn,.btn-outline{display:inline-block;padding:10px 16px;border-radius:999px;font-weight:700}
.btn{background:var(--orange);color:#000}
.btn-outline{border:2px solid var(--orange);color:#fff}
.footer{background:#0e254d;color:#dfe8fa;margin-top:40px}
.footer .grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.footer h4,.footer h5{margin:.4rem 0}
.footer ul{list-style:none;padding:0;margin:0}
.footer li{margin:.25rem 0}
.footer a{color:#dfe8fa}
.footer .copyright{text-align:center;margin-top:20px;color:#a8b8d8}
.hero{background:linear-gradient(135deg,#0b1d3a,#163a7b);color:#fff;border-radius:24px;padding:64px;margin-top:24px}
.hero .actions{margin-top:16px;display:flex;gap:12px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.card{background:var(--card);border-radius:16px;padding:20px;box-shadow:0 8px 24px rgba(10,27,58,0.06)}
.card.highlight{border:2px solid var(--orange)}
.steps{counter-reset:s;list-style:none;padding-left:0}
.steps li{counter-increment:s;background:#fff;border-radius:14px;margin:8px 0;padding:12px}
.steps li::before{content:counter(s) ".";font-weight:800;margin-right:8px;color:var(--orange)}
.form input,.form select,.form textarea{width:100%;padding:10px;border-radius:12px;border:1px solid #d9e2ef;background:#fff}
.form label{display:block;margin:12px 0}
.muted{color:var(--muted)}
.faq details{background:#fff;border-radius:12px;padding:10px;margin:8px 0}
h1,h2,h3{color:#0b1d3a}